Tomo is a startup operating in the mortgage industry, offering a re-engineered mortgage process that puts the customer in control. The company's primary target market is homebuyers, particularly first-time buyers. Tomo's business model is centered around providing a seamless, transparent, and efficient mortgage process.

The company offers a unique "Lock & Shop" feature, allowing customers to lock their rate for 90 or 120 days while they shop for a home, protecting them from potential interest rate hikes. If rates fall during this period, customers can adjust their rate downwards. Tomo also guarantees on-time closing, a critical factor for homebuyers.

Tomo's revenue model is based on the interest paid by customers on their mortgages. Unlike many other lenders, Tomo does not charge lender fees, and it promises to match any better deal that a customer might find elsewhere. This competitive pricing strategy, coupled with a commitment to customer service, is designed to attract and retain customers.

The company prides itself on its dedicated and expert team of mortgage advisors who guide customers through the mortgage process. The company's digital platform allows customers to adjust their application anytime, providing flexibility and convenience.

In summary, Tomo is a customer-centric mortgage provider that leverages technology and a dedicated team of advisors to deliver a seamless and efficient mortgage process.

Keywords: Mortgage, Homebuyers, Lock & Shop, Interest Rates, On-time Closing, No Lender Fees, Competitive Pricing, Customer Service, Mortgage Advisors, Digital Platform.