iCare Benefits is a social enterprise that focuses on providing low-income women factory workers in developing countries with access to essential products and services at the lowest total cost. The company operates in the consumer finance industry and offers an innovative Employee Benefits Program that allows workers earning between $100 and $500 monthly to purchase necessary items through interest-free installment plans. This program is designed to improve the quality of life for these workers by increasing their purchasing power and providing a safer alternative to informal, risky borrowing methods. iCare Benefits primarily serves women factory workers and collaborates with suppliers to meet worker demands while enhancing brand reputation. The company makes money through partnerships with suppliers and by fostering market-based solutions.

Keywords: social enterprise, low-income workers, interest-free, installment plans, essential products, consumer finance, employee benefits, developing countries, factory workers, market-based solutions.