GAIN Credit is a fintech company specializing in providing responsible credit solutions to underserved markets. Founded in 2003, the company has developed a proprietary underwriting process that allows it to offer innovative loan products. One of its flagship offerings is Drafty, a line of credit solution that enables customers to set their own borrowing limits up to an approved amount and access funds as needed. Drafty was recognized for its innovation in 2017 at the Consumer Credit Awards. GAIN Credit primarily serves individuals who have limited access to traditional banking services, offering them flexible and responsible credit options. The company operates in the financial technology sector and generates revenue through interest and fees on the credit products it offers.

Keywords: fintech, responsible credit, underserved markets, proprietary underwriting, flexible borrowing, Drafty, Consumer Credit Awards, loan products, financial inclusion, innovative lending.