BillEase, the flagship product of First Digital Finance Corporation (FDFC), is a financial technology company based in the Philippines. It specializes in providing 'Buy Now, Pay Later' (BNPL) services, allowing customers to split their purchases into manageable monthly installments with 0% interest. BillEase primarily serves online shoppers looking for flexible payment options, making it easier for them to afford high-ticket items without upfront costs. The company operates in the Southeast Asian market, focusing on retail credit solutions. Its business model revolves around partnering with various merchants to offer installment payment plans, thereby earning revenue through merchant fees and interest on extended payment terms. BillEase aims to make financial services more accessible and fairer for Filipinos, leveraging technology to streamline the credit approval process and enhance user experience. The company is regulated by the Securities and Exchange Commission and has a workforce of 250 employees across five cities and two continents.

Keywords: BNPL, installment plans, 0% interest, online shopping, retail credit, financial technology, Southeast Asia, merchant partnerships, accessible finance, automated credit approval.